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Lifeline Debt Settlement Are you ready to take the first step to living a debt-free lifestyle? Simply fill out the form, located to the right, and begin your journey to living debt-free. Once submitted, your request is carefully reviewed and one of our Representatives will telephone you to discuss creating a program tailored to your unique situation. Remember, our consultation is free, designed to benefit you and answer your questions - all without any obligation.
Mortgage Need Help? Some people have expressed skepticism that you can actually do debt settlement on their own using our strategy or other creative methods of settling debts. Read letters from readers who were highly successful. Lifeline Settles your debt and help to build your credit back. Before you do anything, you should realize that the process of rebuilding your credit takes some time.
Need A Reverse Mortgage When life gets tough and you need some help paying those monthy bills, your mortgage may be able to help call 1(877)-LIFE-631 and find out how a reverse mortgage can put a new turn on to your life. Grab The LIFELINE

Settling Debt Nationwide!

Our attorneys have been setteling unsecured debt since 1978 ! Our National average is .40 cents on the dollar. They have settled over 30 Thousand accounts and counting to date.

Free Debt Settlement Consultation

Are you ready to take the first step to living a debt-free lifestyle? Simply fill out the form, located to the right, and begin your journey to living debt-free. Once submitted, your request is carefully reviewed and one of our Representatives will telephone you to discuss creating a program tailored to your unique situation.

Remember, our consultation is free, designed to benefit you and answer your questions - all without any obligation.

If you are in need of credit repair, debt settlement could be one of the culprits behind your low credit score. Debt settlement can be devastating to a credit score and cause you many financial troubles. However, you can repair your score in time. Here are some things to consider about repairing your credit score after debt settlement.

Things to Remember When Before we Negotiate
Whether you negotiate on your own or hire our debt negotiation service, keep the following things in mind:

•The amount you can afford to pay. This should be a reasonable amount and often 40-60% of the total debt. Low-ball offers will be rejected immediately.
•Creditors aren’t required to negotiate. They often will, if the next option is bankruptcy, but don’t expect them to make it easy for you.
•Negotiation is a process. When you negotiate, you make an offer and your arguments. Expect them to make a counter-offer and counter-arguments.
•You’re negotiating with a person. If you’re friendly and professional, they will be as well. Explain your situation in personal terms without becoming emotional. Listen to their arguments and answer them clearly. Your job is to convince them to see your side. Their job is to convince you to pay more. If you both play your roles properly, you’ll reach an agreeable settlement.


Negotiating debt is difficult and scary for most people, but it can be done. If you don’t succeed on your own, hire a professional to do it for you. You can get help for your debt.

We try to avoid bankruptcy using our Lifelines attourny based negotiation such as

•Chapter 7 liquidation allows businesses and individuals to cancel all debts through a process of selling assets. A judge determines which debts take top priority and assures the debtor pays out as much as possible through the process.
•Chapter 11 restructuring typically deals with businesses who would like to stay in business and maintain control of assets. A judge restructures debts and sets up a new payment plan to allow this to occur.
•Chapter 13 restructuring typically pertains to individuals who would like to hold onto assets while repaying debts. 
 
 

 

 

Mortgage

Mortgage Industry News for the Mortgage Industry
  • Lenders Being Sought by CFPB to Test E-Closings
    In an effort to make the complicated process of closing a home loan easier for consumers, lenders and technology service providers are being sought out to test digital closings.

    The Consumer Financial Protection Bureau is behind the project to determine whether utilizing electronic closing technology will make the process easier.

    The CFPB hopes to launch a pilot program later this year to determine the impact on how much time a borrower spends reviewing important documents.


  • New Home Sales Sink
    New home sales moved sharply lower last month, coming in worse last month than economists had expected. Average new home prices, however moved higher.

    The seasonally adjusted annual rate of sales for recently built single-family homes tumbled 14.5 percent from February to March, government data indicate.

    Similar deterioration occurred on a year-over-year basis, with the rate of annual sales falling 13.3 percent from March 2013..


  • Dozens of Mortgage Events Planned for Q2
    Nearly 200 mortgage-related events are on the calendar for the second quarter --a big jump from prior periods.

    Mortgage Daily's conference calendar has a total of 194 conferences and other events listed for the months of April, May and June.

    That's a sharp rise from the 107 events on the calendar for the first quarter and the busiest three-month period since at least 2009, when Mortgage Daily began tracking events in real estate finance.


  • The MSR Trading Journal
    The secondary market for mortgage servicing rights has recently seen activity on several agency deals, including some involving commercial real estate loans.

    EverBank Financial Corp.said on March 31 that it closed on the sale of MSRs on $10.3 billion in home loans. The portfolio includes servicing on Fannie Mae, Freddie Mac and private investor loans.

    The buyer in the transaction was Green Tree Servicing LLC, a unit of Walter Investment Management Corp.


  • Flagstar Reduces Size of Mortgage Business
    Residential loan production declined at Flagstar Bancorp Inc. as mortgage assets were reduced and mortgage staffing was trimmed. While the servicing portfolio expanded, it was still far leaner than a year ago.

    During the first three months of this year, Flagstar originated 24 percent less in mortgages than in the previous three-month period, according to its first-quarter earnings report.

    The last time home loan fundings were this low at the Troy, Mich.-based financial institution was in the second-quarter 2011.


Fedral Reserve News

All recent press releases from the Federal Reserve Board