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Lifeline Debt Settlement Are you ready to take the first step to living a debt-free lifestyle? Simply fill out the form, located to the right, and begin your journey to living debt-free. Once submitted, your request is carefully reviewed and one of our Representatives will telephone you to discuss creating a program tailored to your unique situation. Remember, our consultation is free, designed to benefit you and answer your questions - all without any obligation.
Mortgage Need Help? Some people have expressed skepticism that you can actually do debt settlement on their own using our strategy or other creative methods of settling debts. Read letters from readers who were highly successful. Lifeline Settles your debt and help to build your credit back. Before you do anything, you should realize that the process of rebuilding your credit takes some time.
Need A Reverse Mortgage When life gets tough and you need some help paying those monthy bills, your mortgage may be able to help call 1(877)-LIFE-631 and find out how a reverse mortgage can put a new turn on to your life. Grab The LIFELINE

Settling Debt Nationwide!

Our attorneys have been setteling unsecured debt since 1978 ! Our National average is .40 cents on the dollar. They have settled over 30 Thousand accounts and counting to date.

Free Debt Settlement Consultation

Are you ready to take the first step to living a debt-free lifestyle? Simply fill out the form, located to the right, and begin your journey to living debt-free. Once submitted, your request is carefully reviewed and one of our Representatives will telephone you to discuss creating a program tailored to your unique situation.

Remember, our consultation is free, designed to benefit you and answer your questions - all without any obligation.

If you are in need of credit repair, debt settlement could be one of the culprits behind your low credit score. Debt settlement can be devastating to a credit score and cause you many financial troubles. However, you can repair your score in time. Here are some things to consider about repairing your credit score after debt settlement.

Things to Remember When Before we Negotiate
Whether you negotiate on your own or hire our debt negotiation service, keep the following things in mind:

•The amount you can afford to pay. This should be a reasonable amount and often 40-60% of the total debt. Low-ball offers will be rejected immediately.
•Creditors aren’t required to negotiate. They often will, if the next option is bankruptcy, but don’t expect them to make it easy for you.
•Negotiation is a process. When you negotiate, you make an offer and your arguments. Expect them to make a counter-offer and counter-arguments.
•You’re negotiating with a person. If you’re friendly and professional, they will be as well. Explain your situation in personal terms without becoming emotional. Listen to their arguments and answer them clearly. Your job is to convince them to see your side. Their job is to convince you to pay more. If you both play your roles properly, you’ll reach an agreeable settlement.


Negotiating debt is difficult and scary for most people, but it can be done. If you don’t succeed on your own, hire a professional to do it for you. You can get help for your debt.

We try to avoid bankruptcy using our Lifelines attourny based negotiation such as

•Chapter 7 liquidation allows businesses and individuals to cancel all debts through a process of selling assets. A judge determines which debts take top priority and assures the debtor pays out as much as possible through the process.
•Chapter 11 restructuring typically deals with businesses who would like to stay in business and maintain control of assets. A judge restructures debts and sets up a new payment plan to allow this to occur.
•Chapter 13 restructuring typically pertains to individuals who would like to hold onto assets while repaying debts. 
 
 

 

 

Mortgage

Mortgage Industry News for the Mortgage Industry
  • Jumbo Leads Decline in Weekly Mortgage Activity
    With jumbo business leading the way, new mortgage activity tumbled following the spectacular improvement registered the previous week. An increase in jumbo rates outpaced the increase in conforming rates.

    The U.S. Mortgage Market Index from LoanSifter/Optimal Blue and Mortgage Daily landed at 205 for the week ended Oct. 24.

    The index, a reflection of average per-user pricing inquires by LoanSifter clients, fell 15 percent from the prior week -- when activity had soared 30 percent.


  • Monthly Home Loan Performance Improves
    The number and share of past-due home loans improved in September both on a month-over-month basis and a year-over-year basis.

    As of the close of business last month, 3,771,000 residential loans were either past due at least 30 days or in the foreclosure pre-sale inventory.

    That was 137,000 fewer delinquent loans than as of Aug. 31 and an improvement of 822,000 compared to September 2013.


  • Freddie Refinances Soar
    Although monthly refinances turned lower for Fannie Mae loans, the story was a different one at rival Freddie Mac.

    During August, there were 131,075 Fannie and Freddie home loans that were refinanced. Activity moved up from 119,699 transactions the previous month.

    But refinance volume has plummeted compared to the same month last year, when 302,370 government-sponsored enterprise loans were refinanced.


  • Wingspan Confirms Founder Out as CEO
    Wingspan Portfolio Advisors LLC has confirmed that its founder has been ousted from his chief executive officer role as the company unloads a subsidiary and gets a capital infusion.

    Steven Horne founded the Dallas-based company in 2008. He has served as president and CEO since its founding.

    Under his leadership, staffing at Wingspan has reached 2,000 employees. In addition, the distressed loan servicer has been named to the Inc. 500 two times.
  • Regions Refinance Originations Rise
    Despite a dip in purchase mortgage financing at Regions Financial Corp.'s, an increase in refinancing pushed overall home lending higher.

    In its third-quarter earnings report, Regions said it originated 1 percent more in mortgages during the three months ended Sept. 30 than in the second quarter.

    Residential loan production, however, diminished compared to the third-quarter 2014, with closings at the Birmingham, Ala.-based company tumbling 20 percent.


Fedral Reserve News

All recent press releases from the Federal Reserve Board