image image image
Lifeline Debt Settlement Are you ready to take the first step to living a debt-free lifestyle? Simply fill out the form, located to the right, and begin your journey to living debt-free. Once submitted, your request is carefully reviewed and one of our Representatives will telephone you to discuss creating a program tailored to your unique situation. Remember, our consultation is free, designed to benefit you and answer your questions - all without any obligation.
Mortgage Need Help? Some people have expressed skepticism that you can actually do debt settlement on their own using our strategy or other creative methods of settling debts. Read letters from readers who were highly successful. Lifeline Settles your debt and help to build your credit back. Before you do anything, you should realize that the process of rebuilding your credit takes some time.
Need A Reverse Mortgage When life gets tough and you need some help paying those monthy bills, your mortgage may be able to help call 1(877)-LIFE-631 and find out how a reverse mortgage can put a new turn on to your life. Grab The LIFELINE

Settling Debt Nationwide!

Our attorneys have been setteling unsecured debt since 1978 ! Our National average is .40 cents on the dollar. They have settled over 30 Thousand accounts and counting to date.

Free Debt Settlement Consultation

Are you ready to take the first step to living a debt-free lifestyle? Simply fill out the form, located to the right, and begin your journey to living debt-free. Once submitted, your request is carefully reviewed and one of our Representatives will telephone you to discuss creating a program tailored to your unique situation.

Remember, our consultation is free, designed to benefit you and answer your questions - all without any obligation.

If you are in need of credit repair, debt settlement could be one of the culprits behind your low credit score. Debt settlement can be devastating to a credit score and cause you many financial troubles. However, you can repair your score in time. Here are some things to consider about repairing your credit score after debt settlement.

Things to Remember When Before we Negotiate
Whether you negotiate on your own or hire our debt negotiation service, keep the following things in mind:

•The amount you can afford to pay. This should be a reasonable amount and often 40-60% of the total debt. Low-ball offers will be rejected immediately.
•Creditors aren’t required to negotiate. They often will, if the next option is bankruptcy, but don’t expect them to make it easy for you.
•Negotiation is a process. When you negotiate, you make an offer and your arguments. Expect them to make a counter-offer and counter-arguments.
•You’re negotiating with a person. If you’re friendly and professional, they will be as well. Explain your situation in personal terms without becoming emotional. Listen to their arguments and answer them clearly. Your job is to convince them to see your side. Their job is to convince you to pay more. If you both play your roles properly, you’ll reach an agreeable settlement.


Negotiating debt is difficult and scary for most people, but it can be done. If you don’t succeed on your own, hire a professional to do it for you. You can get help for your debt.

We try to avoid bankruptcy using our Lifelines attourny based negotiation such as

•Chapter 7 liquidation allows businesses and individuals to cancel all debts through a process of selling assets. A judge determines which debts take top priority and assures the debtor pays out as much as possible through the process.
•Chapter 11 restructuring typically deals with businesses who would like to stay in business and maintain control of assets. A judge restructures debts and sets up a new payment plan to allow this to occur.
•Chapter 13 restructuring typically pertains to individuals who would like to hold onto assets while repaying debts. 
 
 

 

 

Mortgage

Mortgage Industry News for the Mortgage Industry
  • Ocwen Originations, Servicing and Earnings Worsen
    In addition to swinging to a big quarterly loss, Ocwen Financial Corp.'s originations moved lower, and its mortgage servicing portfolio contracted.

    During the three months ended Sept. 30, Ocwen originated 4 percent less than it did during the second quarter, earnings data indicate.

    Business at the Atlanta-based mortgage company was down by 26 percent when compared to the third quarter of last year.


  • McLean Mortgage Lifts YOY Originations
    McLean Mortgage Corp. is one of the only companies that were able to lift residential loan production from a year earlier.

    Third-quarter home lending volume at the mortgage banker totaled 4 percent more than during the previous three-month period.

    The Fairfax, Va.-based firm reported the operational data as part of the Mortgage Daily Third Quarter 2014 Mortgage Origination Survey.
  • New Business More Than Doubles at Arch M.I.
    The latest quarter was a spectacular one for Arch Mortgage Insurance Co., with new business more than doubling and delinquency declining.

    New mortgage insurance written at the Walnut Creek, Calif.-based company between July 1 and Sept. 30 totaled 111 percent more than during the second quarter.

    The operational data for the mortgage insurer was included in parent Arch Capital Group LTD's third-quarter earnings report.


  • Mortgage Rates Rise On Strengthening Economy
    Mortgage rates bounced off last week's 2014 lows as optimism increased about the labor market and the Federal Reserve moved forward with its plans to end its quantitative easing strategy.

    Thirty-year fixed rates averaged 3.98 percent in Freddie Mac's Primary Mortgage Market Survey for the week ended Oct. 30.

    The 30 year climbed 6 basis points from last week, when it fell to the lowest level this year, but was 12 BPS better than in the same week last year.


  • 7th Yr of Growth Likely for CRE Loan Originations
    The origination of commercial real estate loans is forecasted to reach seven consecutive years of growth and surpass any year since the financial crisis.

    Commercial mortgage production by all U.S. lenders this year is expected to expand by 6 percent increase over 2013.

    Production is expected to climb another 8 percent next year and continue rising in 2016 -- improving by an estimated 6 percent over 2015.


Fedral Reserve News

All recent press releases from the Federal Reserve Board